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Can someone point me in the right direction?

JAdams
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Posted by JAdams

on May 6, 2006

(last modified on May 10, 2006)

I need someone to point me in the right direction! I am a social worker with a masters degree. I am currently the Executive Director of a county-wide homeless shelter and have been working with the disabled/poor/homeless for over 25 years. Here's my dilemna, I am still paying off student loans, about $30,000, from when I was in school and I'm now incurring parent loans for my two college-aged children. Many people have told me that there are grants to help pay off student loans for people who work with underserved and disadvantaged populations, but I'm not sure where to find this information. Unfortunately working with poor/homeless people is not very lucrative in this country and I am desperate to find some financial assistance for myself, (something I usually do for my clients), in order to keep my head above water. If anyone with any information about this issue could please respond, I would be deeply grateful. Thank you! JAdams 

Categories: Pay off student loans, Executive Director/Social Worker, work in poor communities
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Comments... (6)



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freind
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6. freind posted on Jul 12, 2008

Hi the best advice i can give you is get bankruptsy for dummies it has chapter 7 for hardship and also imformation on permanate disability discharge throught the government

Tinnytin
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5. Tinnytin posted on Apr 27, 2008

I  need some help with my student loans. I went to school and got my degree but now I am disabled. I need some help finding a grant that will get rid of the loan. This is a big stresser in my life. If anyone knows anything please contact me.

social worker myself
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4. social worker myself posted on Jan 30, 2008

Welcome to the world of social work. I too have huge loans and will never pay it off with a social work job. There was talk of a 'student loan forgiveness program' at least in NY and NJ but that too is not easy to get and most agencies don't even participate. With a social work salary, paying off your monthly expenses and loans is not an easy thing to do unless you have another job to supplement your income; even two extra jobs as some people I know have. It's a shame that people who are out there working to help the needy are so underpaid that they themselves, regardless of how hard they work, cannot meet their own needs.  

W H O ~ K N E W posted on Jul 2, 2006... deleted on Jan 22, 2007 by W H O ~ K N E W

The Wizard
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2. The Wizard posted on May 22, 2006... modified on May 22, 2006

J Adams, I personally never heard of exactly “grants to help pay off student loans”, but there are many government programs offering grants and low interest loans for almost every aspect of the economy. There could be a program for such a purpose as well. However, if there is not exactly this type of program, that is not the end of it. You could be a bit more creative in your search and in defining your goals. For example, you can find assistance for your children, or for something else. Even if not for the main purpose, it will still help you. Here on Aidpage, we tried to present comprehensively the programs offered by the federal government, many of the latest grant offerings and thousands of private foundations as well. Researching for a grant is neither easy nor quick job, but here is a good place to start. I’m including a few links to start from. Good luck!
US Federal Government Grants, Scholarships, Loans
List of US Federal Government Grant Opportunities
Foundations, Nonprofits

Roseb441702
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1. Roseb441702 posted on May 13, 2006

The people that you were talking to were right because there are financial programs out there to help people pay off all or at least part of their student loan(s). No matter how much you have said that you have tried to find the information the fact remains that these programs are out there and that you just haven't found them yet. That is the meaning of the word "research" - you search over and over again until you find these programs. I know they exist because I find these program - but only after I have done the work (meaning research) to find them! Another thing that sticks out about your post is that you do work relating to a homeless shelter. Do you know how many grant and funding programs are out there for providing such a service? Enough to bogle one's mind! One non-profit got over $24,000.00 simply because they provided a service of giving away clothing and shoes to the needy! Unfortunately the answer is simple and not yet so simple. Simply put you will have to keep looking for these funding programs. They are not hiding - they may be hard to find but they are not hiding - they are out there!

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